Life Settlement Case Examples

• Male – age 74
  $525K UL policy
  Health – good
  Sold for $45,000
  Reason for selling – cost of premiums were unaffordable.

• Male age 79
  $300K 20 year term (converted)
  Health – fair
  Sold for $75,000
  Reason for selling – term ending and was able to convert and sell for a profit.

• Female age 70
  $500,000 UL
  Health – Fair
  Sold for $89,000
  Reason for selling – no longer needed the coverage.

• Male age 85
  $100,000 UL
  Health – fair to poor
  Sold for $20,200
  Reason for selling – premiums were $11,000 annually and unable to afford.

• Female age 90
  $1,000,000 SUL (husband passed)
  Health – declining
  Sold for $302,000
  Reason for selling- premiums were $94,000 annually and no longer needed the policy.

• Male age 72
  $942,000 UL
  Health – fair to poor (LE 91M)
  Sold for $212,000
  Reason for selling – needed additional cash for health care and doubled CSV by selling as settlement instead.

• Male age 78
  $250,000 UL
  Health – Fair and declining
  Sold for $70,000
  Reason for selling – unable to continue paying premiums and needed additional cash for healthcare.